Montclair State University: Economy & Jobs

$-666,666,666 is the median household income in Montclair State University, with homes at a median value of $-666,666,666. The surrounding county supports 349,076 jobs (avg $88,369).

Income & Affordability

Median household income $-666,666,666 — below the New Jersey median ($97,710).

Irs Income · IRS tax returns filed	$395,710
Irs Income · Total Adjusted Gross Income (thousands)	$44,365,030
Irs Income · Average AGI per return	$112,115 (vs New Jersey $97,759)
Irs Income · Year	2022
Income Estimate	$87,414
Median Household Income	$-666,666,666 (vs New Jersey $97,710)

Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.2% — near the U.S. average of ~4%. 14% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min	21.20
Commuter Profile · Work From Home Pct	13.8%
Commuter Profile · Profile	short commute
Employment · Avg annual employment (county)	349,076
Employment · Total annual wages (county)	$30,847,440,673
Employment · Average annual pay	$88,369
Employment · Year	2024
State Occupation Wages · Year	2023
State Occupation Wages · All Occupations · Soc Code	00-0000
State Occupation Wages · All Occupations · Title	All Occupations
State Occupation Wages · All Occupations · Employment	4,202,170
Unemployment Rate	4.2% (vs New Jersey 4.0%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms	4
Agriculture · Land In Farms Acres	55
Agriculture · Avg Farm Size Acres	13.80
Agriculture · Top Commodities	Crop Totals, Horticulture Totals, Bedding Plant Totals, Foliage Plants, Animal Totals
Agriculture · Year	2022
Business Patterns · Establishments (employer count)	19,330
Business Patterns · Total Employees	286,492
Business Patterns · Annual Payroll Thousands	20,927,430
Business Patterns · Year	2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores	344
Local Businesses · Convenience Stores	103
Local Businesses · Liquor Stores	187
Local Businesses · Gas Stations	58
Local Businesses · Department Stores	6
Local Businesses · General Merchandise	92
Local Businesses · Clothing Stores	58
Local Businesses · Pet Stores	14

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants	610
Dining Scene · Fast Food	629
Dining Scene · Bars	78
Dining Scene · Coffee Snacks	185

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

PNC Bank, National Association

NUTLEY BRANCH · 495 Franklin Ave · 07110

Somerset Regal Bank

MILLBURN BRANCH · 290 Millburn Ave · 07041

Capital One, National Association

MARKET STREET BRANCH · 537 Market St · 07105

Citizens Bank, National Association

WEST CALDWELL BRANCH · 820 Bloomfield Ave · 07006

BCB Community Bank

FERRY STREET, NEWARK BRANCH · 269 Ferry St · 07105

Manufacturers and Traders Trust Company

MAIN STREET BRANCH · 288 Main St · 07050

TD Bank, National Association

NEWARK (SPRINGFIELD AVENUE) BRANCH · 356 Springfield Ave · 07103

Valley National Bank

CALDWELL BRANCH · 15 Roseland Ave · 07006

JPMorgan Chase Bank, National Association

WEST CALDWELL BRANCH · 865 Bloomfield Ave · 07006

Bank of America, National Association

UNIVERSITY HEIGHTS BRANCH · 1 Springfield Ave · 07102

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (1)

WALGREENS 02470

Other · 45 Eisenhower Pkwy

Nearest Snap · Name	COROCITO SR CORP
Nearest Snap · Distance	0.1 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · Name	SUBURBAN ESSEX CHAMBER OF COMMERCE

Sources: IRS EO BMF · Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024	$6,180,743,417
Federal Spending · Per Capita	7,155.89 (vs New Jersey $6,727)
Federal Spending · Population	863,728 people (vs New Jersey 19,628)

Sources: USAspending API

Other

Pct Drove Alone	34.8%
Pct Public Transit	33.6%
Pct Walked	13.8%
Retirement Score · Median age	19.8 years (vs New Jersey 39.6y)
Retirement Score · Hospitals Nearby	10
Retirement Score · Va Access	Yes
Retirement Score · Factors	hospital access, VA nearby
Retirement Score · Rating	fair

Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12